Terms of Service

Product:Pigeo
Company:Cosmforge Limited
Nigerian registered company
Last Updated:November 2025

1. Agreement to Terms

These Terms of Service ("Terms") govern your access to and use of Pigeo, a VoIP calling service provided by Cosmforge Limited, a company registered in Nigeria. By accessing or using Pigeo, you agree to be bound by these Terms.

Age Requirement: You must be at least 18 years old to use Pigeo. By using our service, you represent and warrant that you are 18 years of age or older and have the legal capacity to enter into these Terms.

If you do not agree to these Terms, you may not access or use Pigeo. We reserve the right to modify these Terms at any time, and such modifications will be effective immediately upon posting. Your continued use of Pigeo after any such modifications constitutes your acceptance of the modified Terms.

2. Service Description

Pigeo provides a VoIP (Voice over Internet Protocol) calling service that allows you to make voice calls over the internet to phone numbers worldwide.

Pay-As-You-Go Model

Pigeo operates on a pay-as-you-go pricing model. You purchase credits that are used to make calls. There are no monthly subscriptions, contracts, or recurring fees.

Service Features

  • Make calls to phone numbers in over 190 countries
  • Crystal-clear HD voice quality
  • Call from any device with internet connection
  • Real-time call tracking and history
  • Secure, encrypted communications

Service Limitations

Pigeo is a VoIP service and requires an active internet connection. Call quality may vary based on your internet connection speed and stability. We do not guarantee service availability in all locations or under all network conditions.

3. Account Registration

To use Pigeo, you must create an account and provide certain information.

Accurate Information

You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete. You are responsible for maintaining the confidentiality of your account credentials.

Email Verification

Email verification is required to activate your account. You must verify your email address by clicking the verification link sent to your email. Accounts with unverified email addresses may have limited functionality or be suspended.

Account Security

You are solely responsible for maintaining the security of your account and password. You agree to:

  • Use a strong, unique password
  • Not share your account credentials with anyone
  • Immediately notify us of any unauthorized access or use of your account
  • Log out of your account when using shared or public devices

Account Termination

We reserve the right to suspend or terminate your account at any time if you violate these Terms, engage in fraudulent activity, or for any other reason we deem necessary to protect our service and other users.

4. Payment and Billing

Pigeo uses a credit-based payment system for all calls.

Credit Purchases

Credits are purchased through our secure payment processor, Paystack. You can purchase credits using credit cards, debit cards, Apple Pay, or bank transfers. All payments are processed securely and we do not store your full payment card information.

Non-Refundable Credits

All credit purchases are final and non-refundable. Credits do not expire, but unused credits may be forfeited if your account is terminated for violation of these Terms. We reserve the right to refund credits in exceptional circumstances at our sole discretion.

Pricing and Rates

Call rates vary by destination country and are displayed before you make a call. Rates are subject to change without notice, but you will always see the current rate before initiating a call. We strive to provide competitive rates but do not guarantee that our rates are the lowest available.

Billing and Charges

Calls are charged based on actual call duration, rounded up to the nearest minute or billing increment. Charges are deducted from your account balance in real-time. You are responsible for all charges incurred under your account, including charges resulting from unauthorized use of your account.

Minimum Balance

You must maintain a sufficient account balance to make calls. If your balance is insufficient, you will need to purchase additional credits before making calls.

5. Acceptable Use

You agree to use Pigeo only for lawful purposes and in accordance with these Terms.

Prohibited Activities

You agree NOT to use Pigeo to:

  • Engage in any illegal activities or violate any applicable laws or regulations
  • Make fraudulent, harassing, threatening, or abusive calls
  • Send spam, unsolicited messages, or make unsolicited calls
  • Impersonate any person or entity or misrepresent your identity
  • Interfere with or disrupt the service or servers connected to the service
  • Attempt to gain unauthorized access to any part of the service
  • Use automated systems or bots to make calls
  • Resell or redistribute the service without our written permission

Compliance with Local Laws

You are responsible for complying with all local telecommunications laws and regulations in your jurisdiction and the jurisdiction of the parties you are calling. This includes, but is not limited to:

  • Do Not Call (DNC) registries and regulations
  • Telemarketing restrictions
  • Data protection and privacy laws
  • Any restrictions on VoIP services in your location

Consequences of Violation

Violation of these acceptable use terms may result in immediate suspension or termination of your account, forfeiture of unused credits, and legal action where appropriate. We reserve the right to investigate any suspected violation and cooperate with law enforcement authorities.

6. Service Availability

We strive to provide reliable service but cannot guarantee uninterrupted availability.

Best Effort Basis

Pigeo is provided on a "best effort" basis. While we work to maintain high service availability, we do not guarantee that the service will be available 100% of the time or that it will be free from errors, interruptions, or delays.

Service Interruptions

Service may be interrupted due to:

  • Scheduled maintenance and updates
  • Technical issues or system failures
  • Network outages or connectivity issues
  • Third-party service provider issues
  • Force majeure events beyond our control

Service Suspension

We reserve the right to suspend or limit access to the service at any time, with or without notice, for:

  • Violation of these Terms
  • Suspected fraudulent or illegal activity
  • Security concerns or threats
  • Maintenance or system updates
  • Legal or regulatory requirements

No Liability for Service Interruptions

We are not liable for any damages, losses, or inconveniences resulting from service interruptions, unavailability, or suspension. We will make reasonable efforts to restore service as quickly as possible.

7. Intellectual Property

All content, features, and functionality of Pigeo are owned by Cosmforge Limited.

Ownership

The Pigeo service, including its design, text, graphics, logos, icons, and software, is the exclusive property of Cosmforge Limited and is protected by copyright, trademark, and other intellectual property laws.

Limited License

We grant you a limited, non-exclusive, non-transferable, revocable license to access and use Pigeo for your personal or business use in accordance with these Terms. You may not copy, modify, distribute, sell, or lease any part of our service without our written permission.

8. Limitation of Liability

To the maximum extent permitted by law, our liability is limited as described below.

No Warranties

Pigeo is provided "as is" and "as available" without warranties of any kind, either express or implied. We do not warrant that the service will be uninterrupted, error-free, or secure.

Limitation of Damages

To the maximum extent permitted by law, Cosmforge Limited shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or business opportunities, arising out of or related to your use of Pigeo.

Maximum Liability

Our total liability to you for any claims arising from or related to the service shall not exceed the amount you paid to us in the 12 months preceding the claim, or $100, whichever is greater.

9. Indemnification

You agree to indemnify and hold harmless Cosmforge Limited from any claims arising from your use of Pigeo.

You agree to indemnify, defend, and hold harmless Cosmforge Limited, its officers, directors, employees, and agents from and against any claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) arising out of or related to: (a) your use of Pigeo; (b) your violation of these Terms; (c) your violation of any rights of another party; or (d) your violation of any applicable laws or regulations.

10. Termination

Either party may terminate access to the service under certain conditions.

Termination by You

You may stop using Pigeo and close your account at any time by contacting us at support@pigeo.app. Unused credits may be forfeited upon account closure unless otherwise specified.

Termination by Us

We may suspend or terminate your account immediately, without prior notice, if you:

  • Violate these Terms or our Privacy Policy
  • Engage in fraudulent, illegal, or harmful activities
  • Fail to pay for services when due
  • Use the service in a manner that could harm our reputation or business

Effect of Termination

Upon termination, your right to use Pigeo will immediately cease. We may delete your account and data, and you will lose access to any unused credits, unless required by law to retain such information.

11. Governing Law

These Terms are governed by the laws of Nigeria.

These Terms shall be governed by and construed in accordance with the laws of the Federal Republic of Nigeria, without regard to its conflict of law provisions. Any disputes arising out of or related to these Terms or the service shall be subject to the exclusive jurisdiction of the courts of Nigeria.

12. Contact Us

If you have any questions about these Terms of Service, please contact us:

We are committed to addressing your concerns and will respond to all inquiries in a timely manner.

Additional Information

Changes to Terms

We reserve the right to modify these Terms at any time. We will notify you of material changes by posting the updated Terms on this page and updating the "Last Updated" date. Your continued use of Pigeo after such changes constitutes your acceptance of the modified Terms.

Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and Cosmforge Limited regarding your use of Pigeo and supersede all prior agreements and understandings.

Waiver

Our failure to enforce any right or provision of these Terms shall not constitute a waiver of such right or provision unless acknowledged and agreed to by us in writing.